Who Should Buy a Saral Jeevan Bima

Let's look at when or who should buy a pure term life insurance policy, like a Saral Jeevan Bima.

If you are an earning member of a family, you should buy it.
If you have dependants, who depend on your earnings, you should buy it.
If you have low income but need large insurance cover to protect family's financial future.
If you have large liabilities, like a huge housing loan, or a business venture, or a mortgage. Term insurance can cover these risks in case of untimely deaths.